Wealth and Wisdom: Week of November 10, 2025
- Mike Brown
- Nov 10, 2025
- 3 min read
Investors seem to be growing more cautious in recent weeks, especially when it comes to a handful of stocks whose future seems tied to the future of AI technology. The popularity of these companies has driven the market’s performance over the last two years – and the S&P 500 has become heavily concentrated. The 10 largest companies – just 2% of the total – now account for 40% of the index’s market capitalization.
Warren Buffett, meanwhile, continues to grow his cash hoard. Berkshire now holds more than $381 billion in cash and equivalents, more than ever before. And for the fifth straight quarter, the company has opted not to buy back any of its own shares, a second clear sign to many that the legendary investor deems the current market overvalued.
With the trend toward lower interest rates, adjustable-rate mortgages are staging a comeback. (Reading time: 3 minutes)
If you’re feeling overwhelmed by everyday finances, now might be a good time to change your system. Here’s how to do it. (Reading time: 4 minutes)
Money has greater value when you’ve actually earned it – which may be why so many lottery winners wind up broke. (Reading time: 4 minutes)
From stocks and bonds to crypto, you’ll find some valuable advice in these books – written in language we can all understand. (Reading time: 7 minutes)
Successful investing doesn’t have to be complex, but it does require discipline – and that begins by recognizing some eternal truths like these. (Reading time: 6 minutes)
What they do, what they charge, and how to decide which one might be right for your situation. (Reading time: 6 minutes)
Most of the risk in mountain climbing occurs on the way back down. The same is true about investing in retirement. (Reading time: 3 minutes)
If your need for cash is greater than your need for life insurance, you might consider something called a “life settlement.” Here’s how they work. (Reading time: 4 minutes)
Retiring to another country offers many potential benefits – and it doesn’t have to be a permanent commitment. (Reading time: 9 minutes)
Continuing care retirement communities offer an array of care, from independent living to full-time nursing care – all in the same place. (Reading time: 8 minutes)
Words to the Wise
“Any man can earn a dollar, but it takes a wise man to keep it.”
– Russell Sage, American financier
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Links are being provided for informational purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.
The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Brown Family Wealth Advisors and not necessarily those of Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Expressions of opinion are as of this date and are subject to change without notice. Past performance does not guarantee future results. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Brown Family Wealth Advisors is not a registered broker/dealer and is independent of Raymond James Financial Services.
Dividends are not guaranteed and must be authorized by the company’s board of directors.
As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover college costs as anticipated. Tax implications can vary significantly from state to state.
