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Wealth and Wisdom: Week of March 30, 2026

  • 21 minutes ago
  • 3 min read

If war, oil prices, or politics make you change your investment plan, I would argue you don’t really have a plan to begin with.


If you make investment decisions by reacting to what’s in the news, you’ll always be behind and disappointed.


And if you base your decisions based on predictions of the future – yours or anyone else’s – you’ll likely be wrong at least half the time.


My suggestion: Study the lessons history teaches investors wise enough to heed them. Find a simple, understandable investment approach that always seems to work over time, and then find the discipline to stick with it – even when it temporarily stops working.


Turn off CNBC. Read a book. Take a walk.


And as you navigate the negative events I feel obliged to make you aware of below, resolve to replace thoughts of “This time it’s different” with “This too shall pass.”



The nonpartisan Tax Foundation says the money we’re saving from recent tax cuts is being overwhelmed by what we’re paying because of tariffs.  (Reading time: 3 minutes)

 

The United States has been the world’s biggest producer of crude oil since 2018 – by a long shot.  (Reading time: 3 minutes)

 

There’s a lot of pain at the pump these days – but making any of these small changes can start saving you money right away.  (Reading time: 11 minutes)


This former Social Security policy analyst doubts Congress will act fast enough to head off a 22.5% benefit cut in 2032.  (Reading time: 4 minutes)

 

A dire report from the U.S. Senate projects Medicare Part B premiums will reach $5,000 per month by 2035.  (Reading time: 3 minutes)

 

Here’s a list of 13 places seniors can turn to for help with essential needs.  (Reading time: 3 minutes)

 

While the growth in student loan debt seems to be tapering off slightly, delinquencies have hit record highs.  (Reading time: 2 minutes)

 

Qualified charitable distributions can help older investors donate money more tax-efficiently – and new options may be coming.  (Reading time: 5 minutes)

 

Private foundation? Donor-advised fund? Charitable trust? This article should help you decide which is the right choice for your financial situation.  (Reading time: 4 minutes)


Good financial advice can pay for itself many times over, but it’s important to understand what you’re paying – and how.  (Reading time: 3 minutes)



Words to the Wise


“A government big enough to give you everything you want is a government big enough to take from you everything you have.”

 

– Gerald Ford, 38th president of the United States



Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.


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The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Brown Family Wealth Advisors and not necessarily those of Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected.  Expressions of opinion are as of this date and are subject to change without notice. Past performance does not guarantee future results. Prior to making an investment decision, please consult with your financial advisor about your individual situation.


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As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover college costs as anticipated. Tax implications can vary significantly from state to state.




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