Wealth and Wisdom: Week of August 11, 2025
- Mike Brown
- Aug 11
- 3 min read
The Federal Reserve recently voted to keep short-term interest rates where they are, but a rate cut seems increasingly likely when policymakers meet again in September. Inflation persists – and could stick around longer now that President Trump’s tariffs have kicked in – but weak employment numbers could be signaling weakness in the economy, which would argue for lower interest rates.
These have been busy times at Brown Family Wealth Advisors. We have officially moved our office across Clayton to some fancy new digs at 101 South Hanley. It’s been a hectic process with just a few minor hiccups along the way – but I’m happy to say our practice didn’t miss a beat in the process.
Higher prices are the top reason Americans say they’re not able to save more for retirement these days. (Reading time: 4 minutes)
New research says setting aside as little as $2,000 in an emergency fund will make it far less likely you’ll ever have to raid your 401(k) account. (Reading time: 3 minutes)
Cash is great for emergencies – but too much could cost you the opportunity to earn more. (Reading time: 3 minutes)
Yes, there have been 10-year periods when stocks have gone nowhere – but this strategy would have made investors money every time. (Reading time: 5 minutes)
Look at this chart of the best-performing stocks of the last 40 years – and notice the huge downturns each experienced along the way. (Reading time: 3 minutes)
The idea could save the system and mean a richer life for millions of Americans – but it comes with no guarantees. (Reading time: 6 minutes)
From living too long to spending too much – here are some possibilities to factor into your retirement plan. (Reading time: 5 minutes)
Pensions mean higher income – and potentially higher taxes – when you retire. Here’s how Roth IRAs conversions now might lessen the pain. (Reading time: 4 minutes)
This encyclopedic article can help you decide what to eat to stay healthy as you age – and how to pay less at the grocery store. (Reading time: 12 minutes)
Premiums are up sharply since COVID – so to keep costs under control you’ll need to be proactive. (Reading time: 7 minutes)
Words to the Wise
“The best armor of old age is a well-spent life preceding it.”
– Charlie Munger
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